In the Finance committee, we heard presentations from energy efficiency programs from seven other states on their financing programs. From this series of webinars, we collected a set of data about their program processes, loan terms and performance in terms of number of loans and delinquency rates. From this information, we did a comparative analyses of programs and uncovered some best practices that we could implement in Connecticut. One of these recommendations was to launch a pilot loan program with credit unions and community development financial institutions, I am excited to say that this is in the works! My organization, HDF, is currently in the midst of launching a loan program for low-income households in small multifamily units while the Clean Energy and Finance Investment Authority (CEFIA) is planning on launching another pilot with credit unions in January 2013.
Thursday, November 29, 2012
Condensing a Sea of Speech Bubbles into a Report on Energy Efficiency in CT
In the Finance committee, we heard presentations from energy efficiency programs from seven other states on their financing programs. From this series of webinars, we collected a set of data about their program processes, loan terms and performance in terms of number of loans and delinquency rates. From this information, we did a comparative analyses of programs and uncovered some best practices that we could implement in Connecticut. One of these recommendations was to launch a pilot loan program with credit unions and community development financial institutions, I am excited to say that this is in the works! My organization, HDF, is currently in the midst of launching a loan program for low-income households in small multifamily units while the Clean Energy and Finance Investment Authority (CEFIA) is planning on launching another pilot with credit unions in January 2013.
Tuesday, September 25, 2012
Maximizing downtime
Wednesday, September 19, 2012
September at HDF
After just two days on the job, I found myself in Cincinnati at the 2012 NeighborWorks Training Institute. I took classes about company branding and grant-writing, and participated in the 2012 Young Professionals Symposium. It was a great opportunity to get to know some of my co-workers, meet other professionals from all over the country, and generally to get a crash course in the field of community development and housing!
Recently, I’ve been involved in the “Communications” part of Development and Communications. My first big project was putting together and sending out our summer newsletter, which was a great way to get informed about HDF’s initiatives and achievements. Hitting ‘send’ on a message to over 4,000 people was an interesting experience!
I’ve also been organizing several events coming up in the next few months, from a ribbon-cutting on a new property whose construction HDF financed, to a Post-Purchase meeting following up with clients who have purchased their first home through our First Time Homebuyer Program, to an event celebrating HDF’s charter with NeighborWorks America at the State Capitol.
When I’m not working on event planning things, I’m updating our website, helping to design invitations and promotional materials, scheduling clients for our First-Time Homebuyer Program, and planning for a database architecture project meeting next week – a good mix of planning procedures, coming up with abstract and creative solutions, and working directly with the people we serve.
Monday, August 20, 2012
Championing affordable housing in CT: Housing Development Fund, Inc.
It has been nearly a month since I started work at the Housing Development Fund (HDF) in Stamford, CT. So far, I've really enjoyed the process of learning and getting involved at work. HDF is a community development financial institution serving three counties in the state of Connecticut. The mission of HDF is to facilitate the development of affordable housing, both rental and homeownership, and to assist individuals and households to enter into responsible homeownership. Thus, HDF provides services such as counseling, lending and homeowner education, supporting a range of clients from those who aspire to become first-time homeowners to people seeking to avoid foreclosure on their properties. At the moment, HDF is working towards incorporating energy efficiency financing into its portfolio. That's where my fellowship comes in!
My focus area at the moment is supporting program innovation in residential energy efficiency for the state of Connecticut. This involves co-ordinating a series of stakeholder discussions that will feed into the planning process of the state's Energy Efficiency Board. To say that I jumped into the deep end right at the start would not be an exaggeration. On my second day at work, I attended a energy efficiency workshop in New Britain, CT where representatives from the state government, utility companies, nonprofits and home energy contractors engaged in a day of presentations and best practice sharing. I was tasked with taking notes and following up with the event via a survey and the launch of working groups that would craft recommendations for the Energy Efficiency Board.
Last week, my organization sent several staff members including the two PP55 fellows to a training conference in Cincinnati, Ohio. We were there for almost the entire working week. I attended a course entitled "Green Building Fundamentals for Affordable Housing" where I learned about building science principles and how they could be applied to green building projects. The course provided great basic knowledge about the importance of good insulation, ventilation, air sealing and energy efficiency. Beyond that, I got to visit several nonprofit organizations who were engaged in neighborhood revitalization in their areas. It was inspiring to see how groups such as Gabriel's Place and the Northside Business Association and Community Council were bringing about real change in the community through their work. Gabriel's Place hosts a community garden which brings fresh food to a food desert community where the last supermarket closed down in 2009. Their youth employment program hires local youth to work on the gardens (two paid hours every three hours of work) which encourages young people to adopt healthier eating styles while providing a source of part-time income for them. Northside Business Association has been buying and redeveloping abandoned buildings to attract new homeowners and businesses to the neighborhood - literally taking over streets controlled by druglords and gangs. In addition to learning about these "green" community transformations, I also got to watch a Reds game at the stadium and taste Cincinnati chili! It's been a really fun first month on the job and I look forward to sharing more soon.
Monday, May 7, 2012
"Won't Back Down"
As the next fellow for NewSchools Venture Fund for the upcoming year, I was lucky enough to fly to San Francisco to attend their annual Summit, attended by almost 1000 of the nation's top education reformers. To listen to and be among (and even having a chance to interview) the most innovative and rebellious thinkers and change agents in education reform today - it was truly the two most inspiring days of my life.
At the conference, I was able to attend an early screening of a movie called "Won't Back Down", which stars Viola Davis and Maggie Gyllenhaal (who are both absolutely brilliant in this film), as well as listen to a panel with the director. I cannot recommend this movie more, it is not only extremely powerful, it is also much too important not to see. While the film is centered around the controversies of the parent trigger laws of certain states (that allow parents to overrule administrators and bad teachers at failing schools), it touches on so many of the key issues with our school systems and so many of the reasons why education reform is critical.
"Won't Back Down" will be in theaters this September. Whether you watch it for the issues, the controversy, the touching storyline, or the incredible acting by Viola Davis, Maggie Gyllenhaal, and others - it doesn't matter, just watch it. And tell your friends and family! I promise that you and they will not only enjoy this movie, but will want to pass on the message.
Here is a New York Times article on "Won't Back Down": http://www.nytimes.com/2012/02/21/movies/viola-davis-and-maggie-gyllenhaal-in-parent-trigger-film.html?_r=1
Friday, March 30, 2012
It Takes a Megacommunity


Energy Smart Solutions: A Megacommunity Simulation
See the photos from the Housing Development Fund and Booz Allen Hamilton's groundbreaking Simulation that brought together 80 leaders from government agencies, businesses, and nonprofits to tackle residential energy efficiency in Connecticut:
http://www.facebook.com/media/set/?set=a.349739965069230.80688.134830096560219&type=3
Here's the update!
I had the amazing opportunity of planning this really unique event (March 6-7 in Hartford), which was designed to discover new ways to radically increase the adoption of energy efficiency measures in homes. Simulation participants included Benjamin Barnes (Secretary of the Office of Policy and Management for the State of CT), Daniel Esty (Commissioner of CT's Department of Energy and Environmental Protection), Rod Powell (president of Yankee Gas), and many others.
In this wargame, all these "big shots" in the energy world were put on teams like "State Government", "Energy Suppliers", "Financial Institutions", etc. to design programs with the interest of their team roles in mind and negotiate commitments with other teams. Every team tested their ideas by pitching their plans to the "Residents" team, which played the role of homeowners (the public) and gave feedback on each plan. I was able to sit in on meetings and negotiations (so so fun), and I can say that everyone got really into playing their roles and it definitely got heated at times! (And a little wacky, see the "I CONSERVA" signs above.) Our photographer even said she felt like she was going to get eaten in some of the rooms. :P
The event was a huge success - not only did the participants really immerse themselves in the Simulation, they were actually excited and motivated to take the insights they learned from the two-day event and do something about it in the months to come. A lot of participants said that they had never seen such a broad cross-section of stakeholders come together, and my co-worker John and I (the event planners) kept getting compliments on how smoothly the whole event was run (which I thought was a weird thing for them to say, but I'm thankful!).
So now that the Simulation is finally over, John and I are open for business as event-planners. We'll do weddings........and wargame simulations?
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P.S. This is more than a little embarrassing, but if you're friends with me on Facebook, you can have the privilege of seeing me freestyle rap about the conference during one of our breaks... http://www.facebook.com/photo.php?v=10150725253749744
Wednesday, February 29, 2012
Happy Leap Day!
Tuesday, January 31, 2012
From Norwalk
Thursday, January 5, 2012
Wednesday, November 23, 2011
November
Monday, October 24, 2011
Hmm...
Friday, October 7, 2011
Hello from Norwalk, CT
In about an hour and a half my 15th week at the health center will be coming to an end. In that time I have become fairly comfortable in my role here, along with the other P55 fellow, Julia. So far our work has been mostly administrative: We have worked on various quality improvement projects and have chipped in to help compile data for various government public health departments on the health center's clinical performance in a number of areas. We have also worked to contact and communicate with patients about their ongoing healthcare needs, helping them to schedule appointments with specialists and find their way through the complex, disorganized, and often frustrating healthcare landscape they face. At the end of the month, we will play a small clinical role for the first time by acting as quasi-medical assistants in a pilot of the use of knowledge supplementing software for managing diabetic patients.
What patient contact I have had so far has been fairly astonishing. Many of the health center's patients are socioeconomically disadvantaged, and I've found that while some of these patients are quite knowledgeable of their conditions and involved in their own care, others are sometimes almost entirely ignorant of the diseases that afflict them and their implications. This is not to say that these patients are always irresponsible. Some of them are very tenacious in finding out where it is the doctors want them to go and what it is they want them to do without really conceptually understanding why they are doing all these things. Nevertheless, the lack of basic medical knowledge that I have seen has in some cases rivaled or even surpassed that which I saw in rural West Africa, which I never would have imagined before.
The other notable aspect of my interaction with patients so far has been the prodigious difficulty I have seen some of them face in simply accessing any kind of specialty care. Patients with Medicaid or no insurance are able to access high-quality primary care at the health center because the health center qualifies for adequate compensation from Medicaid (somewhere around 120 dollars per visit), and because the health center offers a sliding fee scale for the uninsured such that they pay out of pocket for care only as much as they are able to according to some financial formula. However, virtually no independent specialists are compensated reasonably by Medicaid (their compensation per visit can be as low as 15 dollars, which simply doesn't begin to cover all the costs of a visit), and thus almost all do not accept Medicaid patients. Meanwhile, sliding fee scale patients are left to face high specialist visit costs by themselves, and are almost always unable to afford these visits to private providers.
The only option for Medicaid and uninsured patients is then to go to "specialty clinics" run by area hospitals where specialists donate their time and skills for little or no compensation. However, demand for these appointments is far greater than capacity, and the waiting list for an appointment can range from 3 months to more than half a year, depending on the specialty. Some effort is made to accommodate patients with emergency referrals first, but most of these patients must suffer long waits to be seen, and even then it is uncertain they will be able to afford the remedies they may need to solve their problems.
This is not the time or place to discuss healthcare reform, and, to be fair, the health center's Medicare patients (for people over 65) are able to receive very generous care from any specialist, but the inequality in access and care for those who do not qualify for Medicare is nothing short of a national disgrace. This fellowship has put us in the middle of issues that I had previously only read about distantly, and it has certainly been a more worldly sort of education that we have been receiving here so far than most of what we've had in the past.
Personally, I have spent a lot of time travelling on the weekends this summer and early autumn, and am now beginning to settle down for the next few months to study for the MCAT. Norwalk is a lovely town, almost like Princeton on the beach in some parts, but it can't compete with the magnificence of nearby New York City as a weekend hangout. I have been able to find a group to play pickup soccer with in Stamford, a few miles down the road, but other than these weekly excursions and my MCAT studying I have no scheduled extra-office activities for now. Once that MCAT is done that will certainly change.
Anyway, hope to be able to contribute more regularly to this blog from here on out.
Thursday, September 15, 2011
Who Knew?
Saturday, August 13, 2011
Connecticut!
Friday, December 3, 2010
Unexpected Mini-Break
Our next project coming up promises to be exciting. From the move to a bigger building to the expansion of the patient population, the health center is constantly expanding. We have been hiring new doctors to help accommodate the rising demand for appointments. The trickle down effect is that staffing also needs to increase to keep up with the patients coming to see the new providers. One solution to the staffing demand would be to shuffle current staff around. On Monday Idil and I will be receiving schedules for training to become medical assistants. After the training, part of our duties would be to spend about a day each week helping process patients in one of the three departments (adult medicine, peds, ob/gyn). I am especially looking forward to this experience because not only will we be directly helping out the departments, we finally get to interact face-to-face with patients.
We are savoring this day of mini-rest by posting to the blog, bugging our office mate to help her with some of her workload, and taking a deep breath before diving into the next new thing.
Thursday, September 30, 2010
Weekend Fun in CT
A few Fridays ago, we got to know our P55 mentor as we had a barbeque under the stars at his home. While enjoying a delicious meal of steak, corn, and tomatoes, we took a trip back to Princeton in the 50s, as our mentor gave us a view of his days in the orange bubble. We also discussed the many ways Princeton has changed, in particular under the leadership of President Tilghman. Our conversation also took us from the time when every man at Princeton had to be a member of an eating club to how monumental it is to have a female president. Before we knew it, it was 10:30pm and time for us to head home.
Being in the middle of fruit harvest season, we decided to take a drive up to a small farm in Easton, CT that Saturday and pick some fresh fruit. Aboard a tractor with numerous families, we drove through the groves of Silverman’s Farm. Stopping at the apple, peach, and plum groves, we filled our two bags to the rim. That night, we turned into homemakers and baked apple and peach pies. It was nice coming home to the sweet aroma of these pies for the next two days.
One of the best features that downtown Norwalk offers is the assortment of restaurants. You will find a Jamaican, Puerto Rican, Spanish and Chinese restaurant all in the same block. Saturday night, we discovered a great Peruvian place that had delicious goat, chicken, and shrimp. Walking around the area later, we stumbled upon a poster advertising a performance by the famous Colombian salsa group, Grupo Niche, that very night. Luckily, we were able to get last minute tickets from the venue owner and were able to enjoy a night of salsa dancing.
A strong thunderstorm that Sunday night took out the power of the clinic and led to a day-off on Monday. Because NYC is only an hour train from Norwalk, we searched for interesting events happening in the city and found an awesome free concert in Brooklyn featuring Sean Paul. This access to the city’s art, culture, and entertainment, without its high living costs, is one of the best things about living in Connecticut.
Tuesday, August 31, 2010
Home Visits
Our first stop is at an adult daycare. The grassy area right outside the building is filled with slides, swings and other outdoor play equipment that one might find in a preschool yard. I comment, "Aren't those a bit too small for the adults?" Of course those play-sets are not for the adults, but rather for the preschool kids who come to visit the seniors once a week. The adult daycare center serve as a place were live-at-home adults who need constant care (many, with Alzheimer's) could go to during the day, while their relatives/primary caretakers could go to work. Apart from providing food, entertainment, and a social atmosphere, the staff at the daycare also monitor the state of the seniors. They provide showers, helping the seniors once a week to wash themselves. The caretakers at the daycare also alert health-care providers to deterioration of the senior's health or mental state.
As we enter the main common room, we see a lot of seniors sitting around, many with walkers. The senior population is severely skewed to the female gender. The attending turns to one of the male residents and asks, "you are still single, right?" Over to one wall, we see one of the seniors reclining on one of the couches. The attending comments this particular senior spends most of her time there and probably suffers from paranoia. We leave the common room and tour the rest of the facility. After meeting some of the daycare's staff, we head out to the next location.
We drive to a senior center which is based in a former school. We arrive as a bus pulls away. The seniors usually end their day at the center around 3:30. The center, similar to a YMCA, serves as a place where able seniors can find activities to occupy their time. There is a large room for group exercises. The many volunteer opportunities include meals-on-wheels, mentoring, etc. There are also message boards with postings for field trips (to casino, shopping centers to name a few). A couple of filled bookcases out in the hallway make up a free-for-all library: one can take any book and add any book at will. We step into a room to speak with four women who are playing a game of Mahjong before heading out. The attending mentions that the seniors that use the center often are able to afford to go to their own private doctors.
The last facility we visit for the day is a nursing home. A former patient, “Edward,” greets the attending doctor by calling her my lady and kissing her hand. We spend over an hour talking with Edward, learning about how he got to his present circumstances. Edward has a severe form of sickle-cell anemia. His college years were interrupted by bouts of illness. He went back home to California and lived by himself for a while. However, a sickle-cell crisis brought him back to the East Coast, where a majority of his family had moved. When his family could no longer take care of him, Edward spent some time living in a home for psychiatric patients, a place he did not like. Luckily, he was moved to the nursing home a year or so ago. Although, at 35, he is one of the youngest people at this facility, he seems to have embraced it as a sort of home for himself. He goes out of his way to help the other patients and eagerly befriends everyone. At the same time, he does not sugarcoat his situation. According to Edward, he is constantly in pain enough to know that there are different flavors of pain. Despite his difficult situation, Edward projects an open, and even happy, outlook on life.
Too often, the profile of the typical geriatric hospital patient or the nursing home patient paints our view of elderly people. Our visit to these different facilities opened us to the wide spectrum of elderly people in our communities, and their varying levels of health and independence.






